Senior Credit Advisor - Dell Financial Services
What you’ll achieve
As a Senior Credit Advisor in a Credit team at the heart of our growing and changing business, you will be in charge with providing interpretation of the customers’ financial condition for proper evaluation of risk and the recommendation of proper credit limits for our customers across EMEA. There will be a strong interaction with sales, legal and the operations teams. Ultimately, you are responsible for developing, recommending and implementing policies and procedures for investigating and evaluating new and existing customer creditworthiness and extending or revoking credit lines/limits.
You will:
Ensure the highest standard of credit quality through the structure, monitoring and control of credit proposals
Ensure that credit standards are maintained through adherence to credit policy and procedures
Prepares formal credit reviews/write-ups and renders credit applications on new and existing accounts
Conduct and present regular portfolio updates to the Chief Credit Officer for EMEA
Provides support for the EMEA credit function in terms of any ad hoc testing, reporting or training requirements which may arise
Take the first step towards your dream career
Every Dell Technologies team member brings something unique to the table. Here’s what we are looking for with this role:
Essential Requirements
A minimum of five years’ experience and a proven track record with a credit review/ underwriting background, preferably in a leasing or banking environment.
Excellent understanding of financial analysis and credit underwriting skills combined with a strong business and industry awareness.
Proficient language skills - competence in English necessary and competency in at least one other European language would be a distinct advantage (French/ German/ Italian).
Proven
- solving skills, flexible and capable of working on multiple tasks/ collaborating on projects concurrently.
Experience in negotiating legal contract terms and conditions for large corporate transactions is essential.
Desirable Requirements
Degree preferably in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.
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